Remember when news broke that Equifax was being sued for a massive data breach, and people affected could receive a payout of $125?

Well, hold the phone.

It turns out, the Federal Trade Commission says the massive amount of public interest was "unexpected." I'm shocked. People like money, especially if they believe it can right a wrong.

The initially promised $425 million to pay victims turned out to be $31 million. This led to the FTC telling victims that free credit monitoring offer was a "much better value."

147 million people were affected by this data breach. So if there's only $31 million set aside to pay victims, that means 147 million people could receive $0.21.

In light of this, the consumer group Demand Progress is saying the FTC should investigate itself for incompetence.